5. Virtuals Protocol × Financial Advisory: User-Centric Next-Generation Financial Experience

The Virtuals Protocol enables a new user-centric financial advisory experience by tokenizing AI agents and decentralizing their ownership.

5.1. Ensuring Transparency and Trust through Decentralized Governance

The Virtuals Protocol adopts decentralized governance by $VIRTUAL token holders. Token holders can participate in important decision-making regarding the future of the protocol, including the development policy of AI agents, data usage policy, and the design of the token economy. This mechanism enhances operational transparency and builds a service that truly reflects the community's opinions and delivers value to users.

5.2. Building a User-Participatory Ecosystem

We believe that users are not just service consumers but co-creators of the ecosystem. Users can contribute to the growth of AI agents through data provision, following advice, and contributing to the community. They can then earn $VIRTUAL tokens according to their contribution level and increase their voice in the ecosystem. This creates a virtuous cycle where active user participation leads to the overall development of the ecosystem.

5.3. A New Approach to Financial Literacy Education in the Web3 Era

The Virtuals Protocol also contributes to improving users' financial literacy. The AI agent explains the rationale behind investment decisions and associated risks in an easy-to-understand manner. Through interaction with the AI agent, users can deepen their knowledge of Web3 and develop the ability to think and make decisions independently. Furthermore, participation in the token economy provides practical learning opportunities. Through this project, we aim to promote a new approach to financial literacy education for the Web3 era.